Emirates NBD Bank Statement Converter – PDF to CSV or Excel

🌍 Free PDF to CSV/Excel Bank Statement Converter

Convert your digital PDF bank statements to CSV or XLS formats in just a few clicks.
Supports US, UK, EU, Asia, and more.

✨ 100% Secure • Multi-Currency • Multi-Language
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Works with Chase, Bank of America, US Bank, Barclays, HDFC, Emirates NBD, and 500+ banks worldwide
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⚠️ Important Disclaimer
This is an automated tool built to the best of our ability. Please carefully review the converted CSV before using it for any financial decisions. We do not take responsibility for any errors or issues that may arise from using this tool.

What Is Emirates NBD Bank?

Emirates NBD is one of the largest and most prominent banking groups in the United Arab Emirates, headquartered in Dubai. It was formed through the merger of Emirates Bank International and National Bank of Dubai, and today it serves millions of retail, business, and corporate customers across the UAE and internationally.

Emirates NBD is widely used for salary accounts, personal banking, business accounts, trade finance, and international transfers. As a result, its bank statements are frequently required for accounting, audits, visa applications, loan processing, and cash-flow tracking.

Emirates NBD bank statements are typically issued as digitally generated PDF files, often protected with a password. These PDFs contain structured transaction tables with dates, narration, debit, credit, and running balance. Once unlocked, Emirates NBD statements usually convert cleanly to CSV or Excel, making them suitable for bookkeeping, reconciliation, and financial analysis.

How to Download an Emirates NBD Bank Statement PDF

For best results, always download your statement directly from Emirates NBD’s official banking platforms. Printed, scanned, or photographed statements do not convert reliably.

Downloading from Emirates NBD Online Banking (Desktop)

  1. Log in to Emirates NBD Online Banking
  2. Go to Accounts and select your account
  3. Click Statements or Account Statements
  4. Choose the required date range
  5. Select PDF as the format
  6. Download the statement to your device

This method generates a digitally created PDF, which is ideal for conversion.

Downloading from the Emirates NBD Mobile App

  1. Open the Emirates NBD mobile app and log in
  2. Select your account (Savings, Current, or Salary)
  3. Tap on Statements
  4. Choose the date range
  5. Download the PDF

Statements downloaded from the mobile app are usually supported, as long as they are not scanned images.

What Is the Password of an Emirates NBD Bank Statement PDF?

Emirates NBD often protects PDF bank statements with a password as a security measure.

In most cases, the password is based on your personal banking details, such as:

  • Your date of birth (commonly in DDMMYYYY format)
  • A combination of customer ID and date of birth
  • Instructions shown on the statement download page or email

The exact password format can vary depending on:

  • Account type
  • Whether the statement was downloaded via email, web, or app
  • Emirates NBD’s current security policy

If the PDF opens without requesting a password, it is already unlocked.

Important Before Conversion

This PDF to CSV converter cannot process password-protected PDFs.

Before uploading, you must:

  • Open the Emirates NBD PDF using the correct password
  • Save an unlocked copy of the PDF
  • Upload the unlocked file for conversion

If you’re unsure about the password, check the download screen or email instructions provided by Emirates NBD.

Does This Converter Work With Emirates NBD Bank Statements?

Yes. This tool works well with digitally downloaded Emirates NBD PDF statements.

It works with:

  • Savings account statements
  • Current account statements
  • Salary account statements
  • Multi-page monthly statements
  • Statements covering long date ranges

It does not work reliably with:

  • Scanned paper statements
  • Photos of printed statements
  • PDFs created from screenshots or scans

Quick check: If you can select and copy text inside your Emirates NBD PDF, this tool is likely to work.

How Emirates NBD Bank Statements Are Structured

A typical Emirates NBD bank statement PDF includes:

  • Transaction date
  • Narration / description
  • Debit amount
  • Credit amount
  • Running balance

Emirates NBD generally uses separate debit and credit columns, which helps keep conversions clean and structured.

One thing to be aware of:
Emirates NBD narration fields often include reference numbers, transfer channels, merchant identifiers, and internal transaction codes. These are valid but may look cluttered once converted to CSV or Excel.

Common Issues When Converting Emirates NBD PDF Statements

Most Emirates NBD conversions work smoothly, but a few patterns are worth knowing.

Long narration text

Descriptions may appear lengthy due to embedded references. This usually does not affect amounts or balances.

Multi-page transaction splits

On long statements, transactions may visually span pages. The converter usually handles this correctly, but a quick review is recommended.

Date format interpretation

Dates typically convert correctly, but always confirm Excel or Google Sheets interprets them properly before sorting or filtering.

Why Convert an Emirates NBD PDF Statement to CSV or Excel?

An Emirates NBD PDF statement is suitable for records — but difficult to work with.

Converting it to CSV or Excel allows you to:

  • Sort transactions by date or amount
  • Track income and expenses
  • Reconcile balances
  • Prepare data for accountants or auditors
  • Upload transactions into accounting software
  • Combine multiple months into one spreadsheet

This is especially useful for:

  • Freelancers and consultants in the UAE
  • Small business owners
  • Property investors tracking rental income
  • Individuals preparing loan, visa, or compliance documents

PDF is what banks issue.
CSV and Excel are what people actually use.

When This Tool Is a Good Fit for Emirates NBD Users

This converter is a good choice if:

  • You already have an Emirates NBD PDF statement
  • You need usable transaction data quickly
  • Amounts and balances matter more than perfect narration
  • You want to avoid manual copy-paste work

You may need extra review if:

  • You’re preparing audited or regulated submissions
  • Narration must be perfectly standardized
  • The statement layout is unusually complex

In those cases, conversion still saves time — but verification is essential.


Emirates NBD Bank Statement Conversion FAQs

Does this work with Emirates NBD salary account statements?
Yes. Salary account statements are digitally generated PDFs and usually convert well.

Can I convert Emirates NBD credit card statements?
Yes, as long as the statement is a digital PDF. Review fees and adjustments carefully after conversion.

Will balances always match exactly?
In most cases, yes. Still, always verify opening and closing balances before using the data elsewhere.

Can I upload statements downloaded from the mobile app?
Yes. PDFs from the Emirates NBD app are typically supported.

Does this tool categorize Emirates NBD transactions automatically?
No. The tool extracts raw transaction data only. Categorization should be done afterward.

Is the converted file accepted by accountants or auditors?
It’s useful for preparation and review, but official submissions usually require the original PDF.

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