🌍 Free PDF to CSV/Excel Bank Statement Converter
Convert your digital PDF bank statements to CSV or XLS formats in just a few clicks.
Supports US, UK, EU, Asia, and more.
Use our Universal Bank Statement Converter for any Global Bank
What is HDFC Bank?
HDFC Bank is one of India’s largest private sector banks, serving millions of customers across savings accounts, current accounts, credit cards, loans, and digital banking services. It is widely used by individuals, freelancers, businesses, and corporates for day-to-day transactions as well as long-term financial management.
The full form of HDFC is Bank Housing Development Finance Corporation Bank
HDFC bank statements are typically issued as password-protected digital PDFs, with structured transaction tables that include dates, descriptions, debits, credits, and running balances. Because these statements are generated electronically and follow consistent formats, they usually convert well to CSV or Excel once unlocked. This makes HDFC statements a common candidate for bookkeeping, accounting, tax preparation, and cash-flow analysis workflows.
Choose a different Indian Bank to convert your PDF bank statement into CSV or Excel
How to Download an HDFC Bank Statement PDF
Downloading an HDFC bank statement as a digital PDF is important. The converter works best when the statement is downloaded directly from HDFC’s systems, not printed or scanned.
Downloading from HDFC NetBanking (Desktop)
- Log in to HDFC NetBanking
- Go to Accounts → Enquire → Download Statement
- Select the account (Savings or Current)
- Choose the date range
- Select PDF as the download format
- Download the statement to your device
This method usually produces a digitally generated PDF, which is ideal for conversion.
Downloading from HDFC Mobile Banking App
- Open the HDFC mobile app and log in
- Select your account
- Look for Statement / Download Statement
- Choose the date range
- Download the PDF
Statements downloaded from the mobile app are typically supported, as long as they are not scanned images.
What Is the Password of an HDFC Bank Statement PDF?
HDFC Bank often protects downloaded bank statement PDFs with a password by default. This is a security measure to prevent unauthorized access if the file is shared or stored insecurely.
In most cases, the password is a combination of your personal details, such as:
- Your Customer ID
- Your Date of Birth
- Or a combination of both, depending on how the statement was generated
The exact format can vary slightly, but common patterns include:
- Customer ID followed by date of birth
- Date of birth in DDMMYYYY format
- Customer ID alone (for some older statements)
If the PDF opens without asking for a password, then it’s already unlocked and ready to use.
Important before conversion
This PDF to CSV converter cannot process password-protected PDFs.
You must first open the statement using the correct password and save an unlocked copy of the PDF before uploading it here.
If you’re unsure about the password:
- Check the email or download page where HDFC provided the statement
- Look for instructions mentioned near the download link
- Or try the most common Customer ID + DOB combinations used by HDFC
Once unlocked, the conversion process works normally.
Does This Converter Work With HDFC Bank Statements?
Yes, this tool works well with digitally downloaded HDFC Bank PDF statements.
If you download your statement directly from HDFC NetBanking or Mobile Banking as a PDF, the transactions are stored as structured text. That’s exactly what this converter is designed to read and extract.
It works with:
- Savings account statements
- Current account statements
- Multi-page monthly statements
- Statements covering long date ranges
It does not work reliably with:
- Scanned paper statements
- Photographs of printed statements
- PDFs created from scans or screenshots
A quick test: If you can select and copy text inside your HDFC PDF, this tool is likely to work.
How HDFC Bank Statements Are Structured
Understanding how HDFC formats its statements helps set the right expectations.
A typical HDFC bank statement PDF includes:
- Transaction date
- Narration (often long and reference-heavy)
- Debit amount
- Credit amount
- Running balance
HDFC usually separates debit and credit into different columns, which makes conversion cleaner compared to banks that use a single “amount” column.
One thing to be aware of:
HDFC transaction descriptions often include UTR numbers, IMPS/NEFT references, merchant codes, and internal identifiers. These are valid but can look noisy once converted into CSV or Excel.
Common Issues When Converting HDFC PDF Statements
Most HDFC conversions work smoothly, but a few patterns are worth knowing upfront.
Long narration text
HDFC packs a lot of information into the narration field. After conversion, descriptions may look longer than expected. This usually doesn’t affect amounts or balances.
If narration clarity matters, you may want to clean that column manually. If it doesn’t, you can safely ignore or remove it.
Multi-page row splits
On long statements, a single transaction may visually break across pages in the PDF. The converter usually handles this correctly, but it’s always a good idea to scan the output once.
Date format consistency
HDFC uses Indian date formats. When opening the file in Excel or Google Sheets, make sure the dates are interpreted correctly before sorting or filtering.
Why Convert an HDFC PDF Statement to CSV or Excel?
An HDFC PDF statement is fine for viewing — but frustrating to work with.
Converting it to CSV or Excel allows you to:
- Sort transactions by date or amount
- Track monthly income and expenses
- Prepare data for CA or tax filing
- Reconcile bank data with accounting records
- Share editable data instead of static PDFs
This is especially useful for:
- Freelancers and consultants
- Small business owners
- People preparing loan or visa documentation
- Anyone tracking cash flow over time
PDF is what banks issue. CSV and Excel are what people actually use.
When This Tool Is a Good Fit for HDFC Users
This converter is a good choice if:
- You already have an HDFC PDF statement
- You need usable transaction data quickly
- Amounts and balances matter more than perfect narration
- You want to avoid manual copy-paste work
You may need additional review if:
- You’re preparing audited or regulatory submissions
- Descriptions must be exact and standardized
- The statement layout is unusually complex
In those cases, conversion is still helpful — but verification is essential.
HDFC Bank Statement Conversion FAQs
Does this work with HDFC credit card statements?
Yes, as long as the statement is a digitally generated PDF. Credit card statements usually convert well, but review fees and adjustments carefully.
Can I convert multiple months of HDFC statements at once?
You can convert them one by one and merge the CSV or Excel files afterward. Large PDFs covering long periods may work better when split.
Will balances always match my HDFC statement exactly?
In most cases, yes — but you should always verify opening and closing balances before using the data elsewhere.
Can I upload statements from HDFC mobile banking?
Yes. PDFs downloaded from the mobile app are typically digital and supported.
Does this tool categorize HDFC transactions automatically?
No. It extracts raw data only. Categorization should be done afterward based on your needs.
Is the converted file accepted by accountants or CAs?
It’s useful for preparation and analysis, but official submissions usually require the original PDF as well.