🌍 Free PDF to CSV/Excel Bank Statement Converter
Convert your digital PDF bank statements to CSV or XLS formats in just a few clicks.
Supports US, UK, EU, Asia, and more.
Use our Universal Bank Statement Converter for any Global Bank
What Is Punjab National Bank (PNB)?
Punjab National Bank (PNB) is one of India’s largest public sector banks, serving millions of customers across savings accounts, current accounts, loans, and government-linked banking services. It is widely used by salaried individuals, pensioners, small businesses, traders, and government employees.
PNB bank statements are usually issued as password-protected PDF files when downloaded online. These statements contain transaction tables with dates, descriptions, debit amounts, credit amounts, and running balances. Once unlocked, digitally generated PNB PDFs usually convert well to CSV or Excel for bookkeeping, tax preparation, and expense tracking.
How to Download a PNB Bank Statement PDF
Always download the statement directly from PNB’s official channels to ensure it works correctly.
Downloading from PNB Internet Banking (Desktop)
- Log in to PNB Internet Banking
- Go to Accounts → Account Statement / View Statement
- Select the account (Savings or Current)
- Choose the required date range
- Select PDF as the format
- Download the statement
This method typically generates a digital PDF suitable for conversion.
Downloading from PNB Mobile Banking App
- Open the PNB mobile banking app and log in
- Select your account
- Tap Account Statement / Download Statement
- Choose the date range
- Download the PDF
Statements downloaded from the app are usually supported if they are not scanned images.
Choose a different Indian Bank to convert your PDF bank statement into CSV or Excel
What Is the Password of a PNB Bank Statement PDF?
PNB commonly protects bank statement PDFs with a password for security.
In most cases, the password is based on:
- Your Date of Birth, usually in DDMMYYYY format
- Or a combination specified during download
Example:
If your date of birth is 15 August 1988, the password may be:
15081988
The exact password format is often mentioned on the download page or in the email where the statement is provided.
Important Before Conversion
This PDF to CSV converter cannot process password-protected PDFs.
Before uploading:
- Open the PDF using the correct password
- Save an unlocked copy of the file
- Upload the unlocked PDF for conversion
If you’re unsure about the password:
- Check instructions shown during statement download
- Review any email from PNB that includes the statement
- Try the standard DOB format first
Does This Converter Work With PNB Bank Statements?
Yes. This tool works well with digitally generated PNB bank statement PDFs.
If your statement is downloaded directly from PNB Internet Banking or the mobile app, the transaction data is embedded as text, which the converter can read accurately.
It works with:
- PNB savings account statements
- PNB current account statements
- Multi-page and long-period statements
It does not work reliably with:
- Scanned paper statements
- Photos or screenshots
- PDFs created from scanned documents
Quick check: If you can select and copy text inside the PDF, the converter should work.
How PNB Bank Statements Are Structured
A typical PNB bank statement PDF includes:
- Transaction date
- Description / particulars
- Debit amount
- Credit amount
- Running balance
PNB generally uses separate debit and credit columns, which helps maintain clarity during conversion.
Descriptions may include:
- Reference numbers
- Cheque details
- NEFT / IMPS / UPI references
- Internal banking notes
These can look lengthy in CSV or Excel but usually don’t affect numerical accuracy.
Common Issues When Converting PNB PDF Statements
Most PNB statements convert cleanly, but a few things are worth keeping in mind.
Long description fields
PNB descriptions often include multiple references in one line. This is normal and doesn’t impact debit, credit, or balance values.
Multi-page formatting
Long statements may span multiple pages. The converter usually handles this correctly, but reviewing the output once is recommended.
Date format handling
PNB uses Indian date formats. When opening the file in Excel or Google Sheets, confirm the dates are interpreted correctly before sorting.
Why Convert a PNB PDF Statement to CSV or Excel?
PNB PDF statements are useful for viewing, but difficult to work with.
Converting them to CSV or Excel allows you to:
- Sort and filter transactions
- Track income and expenses
- Prepare data for CA or tax filing
- Reconcile bank data with accounting records
- Share editable files instead of PDFs
This is especially helpful for:
- Small business owners
- Traders and shopkeepers
- Pensioners managing regular credits
- Anyone preparing financial documentation
When This Tool Is a Good Fit for PNB Users
This converter is a good fit if:
- You already have a PNB PDF statement
- You need usable transaction data quickly
- Amounts and balances matter more than narration wording
- You want to avoid manual copy-paste work
You may need additional review if:
- You’re preparing audited or regulatory documents
- Descriptions must be perfectly formatted
- The statement layout is unusually complex
PNB Bank Statement Conversion FAQs
Does this work with PNB loan or overdraft statements?
Yes, if the statement is a digitally generated PDF. Always review balances carefully.
Can I convert multiple PNB statements at once?
You can convert them one by one and merge the CSV or Excel files afterward.
Will balances always match my PNB statement exactly?
In most cases, yes — but always verify opening and closing balances before using the data.
Can I upload statements downloaded from the PNB mobile app?
Yes. PDFs from the official app are usually supported.
Does this tool automatically categorize PNB transactions?
No. It extracts raw transaction data only. Categorization should be done after conversion.
Is the converted file valid for official submissions?
The converted file is useful for analysis and preparation. Official submissions usually require the original PDF.