🌍 Free PDF to CSV/Excel Bank Statement Converter
Convert your digital PDF bank statements to CSV or XLS formats in just a few clicks.
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What Is Kotak Mahindra Bank?
Kotak Mahindra Bank is one of India’s leading private sector banks, offering services across savings accounts, current accounts, credit cards, loans, and investment products. It is widely used by salaried individuals, freelancers, startups, SMEs, and corporates.
Kotak bank statements are usually provided as password-protected digital PDF files. These statements contain structured transaction tables with dates, descriptions, debit amounts, credit amounts, and running balances. Once unlocked, Kotak PDFs typically convert cleanly to CSV or Excel, making them suitable for bookkeeping, accounting, tax filing, and cash-flow tracking.
How to Download a Kotak Mahindra Bank Statement PDF
For best conversion results, always download the statement directly from Kotak’s official platforms.
Downloading from Kotak Net Banking (Desktop)
- Log in to Kotak Net Banking
- Go to Accounts → Account Statement / Download Statement
- Select the account (Savings or Current)
- Choose the required date range
- Select PDF as the download format
- Download the statement
This produces a digitally generated PDF that works well with the converter.
Downloading from Kotak Mobile Banking App
- Open the Kotak mobile banking app and log in
- Select your account
- Tap Statements / Download Statement
- Choose the date range
- Download the PDF
Statements downloaded from the mobile app are typically supported, as long as they are not scanned images.
Choose a different Indian Bank to convert your PDF bank statement into CSV or Excel
What Is the Password of a Kotak Mahindra Bank Statement PDF?
Kotak Mahindra Bank usually protects downloaded PDF statements with a password.
In most cases, the password is:
- Your Date of Birth in DDMMYYYY format
Example:
If your date of birth is 03 April 1992, the password will be:
03041992
Kotak may display password instructions on the download page or include them in the email sent with the statement.
Important Before Conversion
This PDF to CSV converter cannot process password-protected PDFs.
Before uploading:
- Open the PDF using the correct password
- Save an unlocked copy of the PDF
- Upload the unlocked version for conversion
If you’re unsure about the password:
- Check the download instructions on Kotak Net Banking
- Review the statement email
- Try the standard DOB format first
Does This Converter Work With Kotak Mahindra Bank Statements?
Yes. This tool works well with digitally generated Kotak Mahindra Bank PDF statements.
If the statement is downloaded directly from Kotak Net Banking or the mobile app, the transaction data is stored as structured text, which this converter is designed to extract.
It works with:
- Kotak savings account statements
- Kotak current account statements
- Kotak credit card statements
- Multi-page and long-period PDFs
It does not work reliably with:
- Scanned paper statements
- Photos or screenshots
- PDFs created from scanned images
Quick check: If you can select and copy text from the PDF, the converter should work.
How Kotak Mahindra Bank Statements Are Structured
A typical Kotak bank statement PDF includes:
- Transaction date
- Description / narration
- Debit amount
- Credit amount
- Running balance
Kotak generally maintains separate debit and credit columns, which helps preserve accuracy during conversion.
Narration fields often include:
- Transaction reference numbers
- IMPS / NEFT / UPI identifiers
- Merchant or internal bank codes
These references are valid but may appear long once converted into CSV or Excel.
Common Issues When Converting Kotak PDF Statements
Most Kotak conversions are smooth, but a few things are worth knowing.
Lengthy narration text
Kotak includes detailed transaction information in narration fields. This usually doesn’t affect amounts or balances but may require cleanup if narration clarity matters.
Page breaks in long statements
Very long statements may visually split transactions across pages. The converter usually handles this, but a quick review is always recommended.
Date format interpretation
Kotak uses Indian date formats. When opening the CSV or Excel file, confirm date formatting before sorting or filtering.
Why Convert a Kotak PDF Statement to CSV or Excel?
Kotak PDF statements are good for viewing, but not for analysis.
Converting them to CSV or Excel lets you:
- Sort and filter transactions
- Track income and expenses
- Prepare data for CA or tax filing
- Reconcile bank data with accounting records
- Share editable data instead of static PDFs
This is especially useful for:
- Freelancers and consultants
- Small business owners
- Startup founders
- Anyone tracking cash flow over time
When This Tool Is a Good Fit for Kotak Users
This converter is a good choice if:
- You already have a Kotak PDF statement
- You need usable transaction data quickly
- Amounts and balances matter more than narration wording
- You want to avoid manual copy-paste work
You may need extra verification if:
- You’re preparing audited or regulatory submissions
- Descriptions must be perfectly standardized
- The statement layout is unusually complex
Kotak Mahindra Bank Statement Conversion FAQs
Does this work with Kotak credit card statements?
Yes. Digitally generated Kotak credit card statements usually convert well. Review fees and adjustments carefully.
Can I convert multiple Kotak statements at once?
You can convert them one by one and merge the CSV or Excel files afterward.
Will balances always match my Kotak statement exactly?
In most cases, yes — but always verify opening and closing balances before using the data elsewhere.
Can I upload statements from the Kotak mobile app?
Yes. PDFs downloaded from the mobile app are typically supported.
Does this tool categorize Kotak transactions automatically?
No. The tool extracts raw transaction data only. Categorization should be done after conversion.
Is the converted file accepted by accountants or CAs?
It’s useful for preparation and analysis, but official submissions usually require the original PDF statement.