🌍 Free PDF to CSV/Excel Bank Statement Converter
Convert your digital PDF bank statements to CSV or XLS formats in just a few clicks.
Supports US, UK, EU, Asia, and more.
Use our Universal Bank Statement Converter for any Global Bank
What Is United Bank Limited (UBL)?
United Bank Limited (UBL) is one of Pakistan’s largest commercial banks, with a strong presence in retail banking, corporate banking, international remittances, and digital banking. UBL serves millions of customers across Pakistan and also operates internationally, particularly in the Middle East, Europe, and North America.
UBL is widely used by salaried individuals, freelancers, exporters, importers, and businesses of all sizes. Its bank statements are typically generated as digitally created PDF files containing structured transaction tables with dates, narration, debit amounts, credit amounts, and running balances.
Because UBL statements are system-generated and follow relatively consistent formats, they usually convert well to CSV or Excel when downloaded directly from UBL’s official banking channels.
How to Download a UBL Bank Statement PDF
For best conversion results, always download the statement directly from UBL’s online systems. Scanned or printed copies are not suitable.
Downloading from UBL Internet Banking (Desktop)
- Log in to UBL Internet Banking
- Go to Accounts → Account Statement
- Select your account (Savings or Current)
- Choose the required date range
- Select PDF as the download format
- Download the statement to your device
This produces a digitally generated PDF, which works best with the converter.
Downloading from the UBL Mobile Banking App
- Open the UBL Digital App and log in
- Select your account
- Tap Statements / Account Statement
- Choose the date range
- Download the PDF
Statements downloaded via the mobile app are generally supported, as long as they are not scanned images.
Choose a different Pakistani Bank to convert your PDF bank statement into CSV or Excel
Are UBL Bank Statement PDFs Password Protected?
UBL bank statement PDFs are usually NOT password protected.
In most cases:
- Statements downloaded from UBL Internet Banking open directly
- No password is required to view the PDF
When might a UBL statement be password protected?
In some situations, a password may be applied, such as:
- Statements sent via email
- Corporate or business banking statements
- Statements issued by a branch on request
- Documents generated for audit, visa, or compliance purposes
When a password is applied, it is typically based on account holder information (such as CNIC without dashes), but UBL does not follow a single universal password rule.
Important before conversion
This PDF to CSV converter cannot process password-protected PDFs.
If your UBL statement is locked:
- Open it using the correct password
- Save an unlocked copy of the PDF
- Upload the unlocked file for conversion
If the PDF opens normally, it is already ready to use.
Does This Converter Work With UBL Bank Statements?
Yes. This tool works well with digitally downloaded UBL PDF bank statements.
If your statement is downloaded directly from:
- UBL Internet Banking
- UBL Mobile Banking App
…the transaction data exists as structured text, which this converter is designed to extract.
It works with:
- UBL savings account statements
- UBL current account statements
- Salary account statements
- Multi-page and multi-month PDFs
It does not work reliably with:
- Scanned paper statements
- Photos of printed statements
- PDFs created from screenshots or scans
Quick check: If you can select and copy text from your UBL PDF, the converter will likely work.
How UBL Bank Statements Are Structured
A typical UBL bank statement PDF includes:
- Transaction date
- Narration / description
- Debit amount
- Credit amount
- Running balance
UBL usually separates debit and credit into different columns, which helps maintain clean structure during conversion.
One thing to be aware of:
UBL narration fields often contain reference numbers, cheque details, IBFT/RTGS identifiers, or internal transaction codes. These are normal and valid, but may appear verbose after conversion.
Common Issues When Converting UBL PDF Statements
Most UBL conversions are straightforward, but these patterns are worth noting:
Detailed narration text
Descriptions may include extra identifiers. This rarely affects amounts or balances.
Long date ranges
Statements covering many months may span multiple pages. The converter usually handles this well, but a quick review is recommended.
Date format interpretation
UBL uses Pakistani date formats. Always confirm dates are interpreted correctly in Excel or Google Sheets before sorting.
Why Convert a UBL PDF Statement to CSV or Excel?
A UBL PDF statement works for viewing, but not for analysis.
Converting it to CSV or Excel lets you:
- Sort transactions by date or amount
- Track income and expenses
- Prepare data for CA or tax filing
- Reconcile bank data with accounting records
- Share editable data instead of static PDFs
This is especially useful for:
- Freelancers and consultants
- Small business owners
- Import/export businesses
- Salary earners preparing loan or visa documents
PDF is what banks issue.
CSV and Excel are what people actually use.
When This Tool Is a Good Fit for UBL Users
This converter is a good choice if:
- You already have a UBL PDF statement
- You need usable transaction data quickly
- Amounts and balances matter more than narration text
- You want to avoid manual copy-paste work
You may need additional review if:
- You’re preparing audited or regulated submissions
- Narration must be perfectly standardized
- The statement layout is unusually complex
In those cases, conversion still saves time — but verification is essential.
UBL Bank Statement Conversion FAQs
Does this work with UBL credit card statements?
Yes, if the statement is a digitally generated PDF. Review fees and adjustments carefully.
Can I convert multiple UBL statements at once?
Convert them one by one and merge the files afterward. Large PDFs may work better when split.
Will balances always match my UBL statement exactly?
In most cases, yes. Always verify opening and closing balances before importing.
Can I upload statements from the UBL mobile app?
Yes. PDFs downloaded from the UBL app are typically supported.
Does this tool categorize UBL transactions automatically?
No. It extracts raw transaction data only.