Banks in the United Arab Emirates (UAE) usually provide account statements as PDF files. These PDFs are reliable for viewing, sharing, and official records, but they are not designed for analysis, sorting, or uploading into accounting systems.
This page explains how UAE bank statements typically work, what makes them slightly different from other regions, and helps you navigate to the correct bank-specific page to convert your PDF statement into CSV or Excel without guesswork.
If you’re converting a statement from a specific UAE bank, you’ll find direct links below.
Choose Your UAE Bank for PDF to CSV Conversion
To convert your UAE bank statement PDF into CSV or Excel format, select your bank below:
- Emirates NBD Bank Statement PDF to CSV Converter
- First Abu Dhabi Bank (FAB) Statement PDF to Excel Converter
- Abu Dhabi Commercial Bank (ADCB) Statement PDF Converter
- Mashreq Bank Statement PDF to CSV Converter
- Dubai Islamic Bank Statement PDF to Excel Converter
Each bank page explains statement formats, passwords (if any), and common conversion considerations before using the converter.
Use our Universal Bank Statement Converter for any Global Bank
About UAE Banks and How They’re Structured
When we refer to UAE banks, it’s important to understand how banking works in the United Arab Emirates.
The UAE is a federation of emirates, not a single centralized state. Many of the country’s most widely used banks originated in specific emirates and still reflect those regional systems in how statements are generated.
For example:
- Dubai-based banks include Emirates NBD, Mashreq, and Dubai Islamic Bank
- Abu Dhabi-based banks include First Abu Dhabi Bank (FAB) and ADCB
Although these banks operate nationwide, their statement layouts, narration styles, and security practices often reflect the emirate they originated from.
Because of this, UAE bank statements can vary in:
- Column layout (separate debit/credit vs single amount column)
- Narration length and reference detail
- Password protection rules
- Balance display conventions
This is why bank-specific conversion guidance matters for UAE statements.
How Bank Statements from UAE Banks Usually Work
Most major UAE banks follow consistent patterns, but there are regional quirks that affect conversion.
In general, UAE bank statements:
- Are digitally generated PDFs downloaded from online banking
- May or may not be password-protected
- Include date, narration, debit, credit, and balance
- Often contain very detailed narration fields (reference-heavy)
- Repeat headers across pages in long statements
- Use English as the primary language, sometimes mixed with Arabic terms
Because of narration density and multi-page formatting, generic PDF tools often break rows or misalign amounts. Bank-aware conversion handles this more reliably.
Why Convert UAE Bank Statement PDFs into CSV or Excel
UAE banks issue statements as PDFs because they’re stable and official. But PDFs are not usable for data work.
People convert UAE bank statements to CSV or Excel when they need to:
- Sort transactions by date, amount, or reference
- Track income and expenses
- Reconcile balances
- Upload data into accounting software
- Prepare documents for audits, tax filings, or compliance checks
- Combine statements from multiple accounts or banks
CSV and Excel formats turn each transaction into a structured row, making filtering, calculations, and review possible.
Most users don’t convert statements because they want a new file format. They convert because PDFs lock the data.
If Your UAE Bank Is Not Listed
If your UAE bank isn’t listed above, you can still use the main converter.
Most UAE bank statements convert well as long as:
- The PDF was downloaded directly from online banking
- It is not scanned or photographed
- Text inside the PDF is selectable
Smaller banks and regional institutions often follow similar layouts, even if branding differs.
Use the universal converter and review the output carefully.
Frequently Asked Questions (UAE Bank Statements)
1. Do UAE banks allow CSV or Excel downloads directly?
Some banks allow CSV exports for recent transactions inside online banking. Once a statement is issued as a PDF, banks do not offer PDF-to-CSV conversion.
2. Are UAE bank statements password-protected?
Some are, some aren’t. Password rules vary by bank and sometimes by account type. If a PDF is locked, it must be unlocked before conversion.
3. Why are narration fields so long in UAE statements?
UAE banks often include reference numbers, channel identifiers, and internal codes in narration. This is normal and doesn’t affect amounts or balances.
4. Can I convert UAE credit card statements?
Yes, as long as the statement is a digitally generated PDF. Credit card layouts vary more, so review after conversion is recommended.
5. Do UAE statements include running balances?
Most do, but not all. If the balance appears in the PDF, it will be extracted. The converter does not calculate missing balances.
6. Can I merge statements from different UAE banks?
Yes, after conversion. Before merging, check date formats, amount signs, and column consistency.
7. Will accountants accept the converted file?
Converted files are useful for preparation and analysis. For official submissions, the original PDF is usually required.
8. Do Arabic labels cause issues in conversion?
Usually not. Most UAE statements include English transaction tables. Mixed-language narration may appear as-is in the description column.
9. Are older UAE statements harder to convert?
Sometimes. Older layouts may differ slightly, but most still convert with a quick review afterward.
10. What should I do if conversion looks incorrect?
Confirm the PDF is digital, not scanned. If issues persist, split long statements into smaller ranges or export CSV directly from online banking if available.