🌍 Free PDF to CSV/Excel Bank Statement Converter
Convert your digital PDF bank statements to CSV or XLS formats in just a few clicks.
Supports US, UK, EU, Asia, and more.
Use our Universal Bank Statement Converter for any Global Bank
What Is Bank of America (BoA)?
Bank of America (BoA) is one of the largest financial institutions in the United States, serving millions of personal, small business, and corporate customers. It offers checking and savings accounts, credit cards, loans, investment services, and business banking solutions.
Bank of America statements are generated digitally through online banking and are typically issued as electronic PDFs. These statements follow consistent transaction layouts and are commonly used for budgeting, bookkeeping, tax preparation, loan documentation, and financial reviews.
Most Bank of America PDF statements are not password-protected, making them straightforward to convert into CSV or Excel for data analysis.
How to Download a Bank of America Statement PDF
To ensure clean conversion results, always download your statement directly from Bank of America’s online systems.
Downloading from Bank of America Online Banking (Desktop)
- Log in to Bank of America Online Banking
- Go to Accounts and select the account you want
- Click Statements & Documents
- Choose the statement period
- Select PDF as the format
- Download the statement to your device
This produces a digitally generated PDF that works well with this converter.
Downloading from the Bank of America Mobile App
- Open the Bank of America mobile app and log in
- Select your account
- Tap Statements & Documents
- Choose the statement month
- Download the PDF
Mobile-downloaded PDFs are typically supported, as long as they are not screenshots.
Does Bank of America Use Password-Protected PDF Statements?
No. Bank of America does not password-protect its PDF bank statements by default.
This means:
- You can upload the PDF directly
- No unlocking step is required
- Conversion can begin immediately
This simplifies the process compared to banks that require PDF passwords.
Choose a different US Bank to convert your PDF bank statement into CSV or Excel
Does This Converter Work with Bank of America Statements?
Yes. This tool works well with digitally downloaded Bank of America PDF statements.
It supports:
- Checking account statements
- Savings account statements
- Business account statements
- Credit card statements
- Multi-page monthly statements
It does not work reliably with:
- Scanned paper statements
- Photos or screenshots
- PDFs created from scanned images
Quick check: If text inside the PDF is selectable, the converter is likely to work.
How Bank of America Statements Are Structured
Understanding Bank of America’s statement format helps avoid surprises after conversion.
A typical Bank of America statement includes:
- Transaction date
- Description (merchant or transaction details)
- Amount column
- Running balance
Like many US banks, Bank of America often uses a single “Amount” column:
- Negative values indicate money going out
- Positive values indicate money coming in
Because of this, generic PDF converters sometimes misinterpret rows. A bank-aware converter handles this structure more predictably.
Common Issues When Converting Bank of America PDF Statements
Most conversions are smooth, but a few patterns are worth noting.
Single Amount Column
Debit and credit are combined into one column. After conversion:
- You may see positive and negative values in the same column
- Spreadsheet formatting may need adjustment depending on your workflow
Long or Detailed Descriptions
Descriptions may include:
- Merchant names
- Location details
- Reference or transaction codes
This can make the description column look cluttered, but it rarely affects amounts or balances.
Long Date Ranges
Statements covering long periods may convert better when split into smaller ranges.
Why Convert a Bank of America PDF Statement to CSV or Excel?
A Bank of America PDF statement is designed for viewing, not analysis.
Converting it to CSV or Excel allows you to:
- Sort and filter transactions
- Track income and expenses
- Reconcile balances
- Prepare data for accountants or tax filing
- Upload transactions into bookkeeping software
- Combine multiple statements into one dataset
This is especially useful for:
- Freelancers and contractors
- Small business owners
- People preparing mortgage or loan documentation
- Anyone reviewing spending patterns
PDF is static. CSV and Excel let you work with the data.
When This Tool Is a Good Fit for Bank of America Users
This converter is a good choice if:
- You already have a Bank of America PDF statement
- You need structured transaction data quickly
- Accuracy of amounts and balances matters more than formatting
- You want to avoid manual copy-paste work
Extra review may be needed if:
- You’re preparing audited or regulatory submissions
- You need standardized merchant names
- The statement layout is unusually complex
Conversion still saves time — verification ensures confidence.
Bank of America Statement Conversion FAQs
Does this work with Bank of America credit card statements?
Yes. Credit card PDF statements are usually digital and convert well. Review fees, refunds, and adjustments carefully.
Can I convert business account statements from Bank of America?
Yes. Business and personal statements follow similar layouts and typically convert cleanly.
Will balances always match the original statement?
In most cases, yes. Always verify opening and closing balances before using the data elsewhere.
Can I convert multiple Bank of America statements at once?
Convert them one by one, then merge the CSV or Excel files afterward for best results.
Does the tool categorize transactions automatically?
No. It extracts raw transaction data only. Categorization should be done afterward in spreadsheets or accounting software.
Is the converted file accepted by accountants or lenders?
It’s useful for preparation and review. Official submissions usually still require the original PDF statement.