Citibank Statement Converter – PDF to CSV or Excel

🌍 Free PDF to CSV/Excel Bank Statement Converter

Convert your digital PDF bank statements to CSV or XLS formats in just a few clicks.
Supports US, UK, EU, Asia, and more.

✨ 100% Secure • Multi-Currency • Multi-Language
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Works with Chase, Bank of America, US Bank, Barclays, HDFC, Emirates NBD, and 500+ banks worldwide
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⚠️ Important Disclaimer
This is an automated tool built to the best of our ability. Please carefully review the converted CSV before using it for any financial decisions. We do not take responsibility for any errors or issues that may arise from using this tool.

What Is Citibank?

Citibank (commonly known as Citi) is a major global bank with a strong presence in the United States, serving personal, business, and corporate customers. It is widely used for checking accounts, savings accounts, credit cards, and international banking.

Citibank statements are typically issued as digitally generated PDF files through Citi Online Banking. These PDFs usually contain structured transaction tables and are commonly used for budgeting, bookkeeping, tax preparation, credit reviews, and loan documentation.

Most Citi PDF statements convert well once they are downloaded directly from Citi’s systems.

How to Download a Citibank Statement PDF

To ensure accurate conversion, always download the statement directly from Citi Online Banking or the official mobile app.

Downloading from Citi Online Banking (Desktop)

  1. Log in to Citi Online Banking
  2. Select the relevant account (checking, savings, or credit card)
  3. Go to Statements or Documents
  4. Choose the statement period
  5. Select PDF as the format
  6. Download the statement

This produces a digitally generated PDF suitable for conversion.

Downloading from the Citi Mobile App

  1. Open the Citi mobile app and log in
  2. Select your account
  3. Tap Statements
  4. Choose the statement month
  5. Download the PDF

Avoid screenshots. Always use the download option to get a proper PDF file.

Does Citibank Use Password-Protected PDF Statements?

In most cases, Citibank does not password-protect bank statement PDFs by default.

That means:

  • You can upload the PDF directly
  • No unlocking is usually required
  • Conversion can start immediately

If a PDF does prompt for a password (which is uncommon), you must unlock it and save an unprotected copy before uploading.

Does This Converter Work with Citibank Statements?

Yes. This converter works well with digitally downloaded Citibank PDF statements.

It supports:

  • Checking account statements
  • Savings account statements
  • Credit card statements
  • Multi-page monthly statements

It does not work reliably with:

  • Scanned paper statements
  • Photos or screenshots
  • PDFs created from scanned images

Quick test: If you can select and copy transaction text inside the PDF, the statement is suitable for conversion.

How Citibank Statements Are Structured

Citibank statement layouts are fairly consistent, but there are a few patterns to be aware of.

A typical Citibank statement includes:

  • Transaction date
  • Description / merchant details
  • Amount column
  • Running balance (for deposit accounts)

Many Citibank statements use a single amount column, where:

  • Negative values represent debits
  • Positive values represent credits

Credit card statements may show:

  • Charges
  • Payments
  • Credits
  • Fees and interest

Because of this structure, generic PDF converters sometimes mix values. A bank-aware converter handles this layout more predictably.

Common Issues When Converting Citibank PDF Statements

Citibank conversions usually work smoothly, but these are common patterns users notice.

Single Amount Column

Credits and debits may appear in the same column after conversion. This is normal for Citi statements and can be handled easily with filters or formulas if needed.

Long Descriptions

Descriptions may include:

  • Merchant names
  • Locations
  • Authorization or reference numbers

This usually does not affect transaction amounts or balances.

Credit Card Statement Nuances

Credit card statements often include:

  • Statement credits
  • Interest charges
  • Adjustments

Always review these entries carefully after conversion.

Why Convert a Citibank PDF Statement to CSV or Excel?

Citibank PDFs are designed for viewing, not analysis.

Converting them to CSV or Excel allows you to:

  • Sort transactions by date or amount
  • Track income and expenses
  • Reconcile balances
  • Prepare data for accountants or tax filing
  • Upload transactions into bookkeeping software
  • Combine multiple statements into one spreadsheet

This is useful for:

  • Freelancers and consultants
  • Small business owners
  • Credit card spend analysis
  • Loan or mortgage applications

PDF is static. CSV and Excel make the data usable.

When This Tool Is a Good Fit for Citibank Users

This converter is a good fit if:

  • You already have a Citibank PDF statement
  • You need structured transaction data quickly
  • Amount accuracy matters more than perfect formatting
  • You want to avoid manual copy-paste work

You should review more carefully if:

  • You’re preparing audited or regulatory submissions
  • Exact merchant descriptions are required
  • The statement includes complex adjustments

Conversion saves time. Review ensures accuracy.

Citibank Statement Conversion FAQs

Does this work with Citibank credit card statements?
Yes. Citi credit card PDF statements usually convert well. Review fees, interest, and credits carefully.

Can I convert Citi business account statements?
Yes. Business and personal account statements typically follow similar structures.

Will balances always match my Citibank statement?
In most cases, yes. Always verify opening and closing balances before using the data elsewhere.

Can I convert multiple Citi statements at once?
Convert them one at a time, then merge the CSV or Excel files afterward.

Does this tool categorize Citibank transactions automatically?
No. It extracts raw transaction data only. Categorization should be done later in spreadsheets or accounting software.

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